What they may do · DPDP §6(4)
What ACKO does with your data
ACKO analyses customer behaviour to automate its marketing, shares your details with its affiliates and group companies, and states in capitals that deleting your ACKO account does not stop it and its insurers continuing to store your data as IRDAI and other applicable laws require.
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Shares your data with partners
Passed to group companies, advertisers or analytics firms you never chose.
What this costs you. Your number and habits travel to companies you have never heard of and never agreed to. This is the step where the spam calls start.
Show me where they say that
ACKO’s own policy says “We may also share the personal information or details provided by you or collected by us with our other affiliates or members of our group companies for the purposes specified under Section 3 (How We Use Your Personal Data) of this Policy.”
Our summary shares your personal information with its affiliates and group companies.
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Builds an advertising profile of you
They watch what you view, tap and buy, and use it to decide which ads you see.
What this costs you. Your attention gets priced. What you hesitate over becomes a bid — and a profile built to predict you is a profile built to persuade you.
Show me where they say that
ACKO’s own policy says “Analysing customer behavior, conducting research into customer behavior and contacting the customers for the said purpose, and to automate our marketing and outreach efforts”
Our summary analyses customer behaviour and uses it to automate its marketing and outreach.
What the policy does not mention
These are uses ACKO’s policy is silent on. Silence is not a promise — it means the document does not say, and we do not infer either way.
- Follows you onto other websites and apps
- Keeps your records long-term
- Processes your face or other biometrics
- Trains AI models on your content
ACKO is one app. How many are on your phone?
Most people carry twenty to forty. Add yours and see the total in one screen — how many share your data, profile you for ads, or follow you across the web. Then take it back from all of them at once.
Manage my data with Saaph.in →Free to check · no account needed · built in India for the DPDP Act
Questions
What does ACKO do with my personal data?
According to ACKO's own privacy policy, read on 2026-08-13, it discloses 2 of the six uses we track: shares your data with partners, builds an advertising profile of you.
Can I withdraw my consent from ACKO?
Section 6(4) of India's Digital Personal Data Protection Act 2023 gives you the right to withdraw consent for processing you agreed to. The Act's substantive provisions commence in stages up to May 2027, so a request made now asks for voluntary compliance and puts the date on record. Processing a company carries out under a legal obligation — such as KYC records the RBI requires — cannot be withdrawn.
Does ACKO track me for advertising?
Yes — ACKO's published policy discloses this. The exact sentence it is based on is quoted on this page, with the date we read it and a link to the source.
Every use above is one ACKO declared in its own published privacy policy, which we
read on 2026-08-13. Quotes are verbatim; the summary beside each one is ours
and is labelled as ours. Nothing here is inferred.
Saaph.in is a DPDP consent and request management platform operated by Ronin Works
Private Limited. It is a communication facilitator, not your legal or authorised
representative. The DPDP Act 2023 commences in stages up to May 2027, so a request
made today asks for voluntary compliance and records the date you asked.
Our privacy policy