What they may do · DPDP §6(4)
What Equifax India does with your data
Credit bureau with an unusually short policy. It discloses handing your credit history to lenders who ask, but says nothing at all about advertising, tracking or how long records are kept — that silence is absence of disclosure, not evidence of restraint.
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Shares your data with partners
Passed to group companies, advertisers or analytics firms you never chose.
What this costs you. Your number and habits travel to companies you have never heard of and never agreed to. This is the step where the spam calls start.
Show me where they say that
Equifax India’s own policy says “To provide a consumer's credit history/financial profile to a lender who approaches ECIS for this information as required by the CIC Laws”
Our summary lists disclosure of a consumer's credit history and financial profile to a lender that approaches Equifax Credit Information Services as a stated use of the information it holds.
What the policy does not mention
These are uses Equifax India’s policy is silent on. Silence is not a promise — it means the document does not say, and we do not infer either way.
- Builds an advertising profile of you
- Follows you onto other websites and apps
- Keeps your records long-term
- Processes your face or other biometrics
- Trains AI models on your content
Equifax India is one app. How many are on your phone?
Most people carry twenty to forty. Add yours and see the total in one screen — how many share your data, profile you for ads, or follow you across the web. Then take it back from all of them at once.
Manage my data with Saaph.in →Free to check · no account needed · built in India for the DPDP Act
Questions
What does Equifax India do with my personal data?
According to Equifax India's own privacy policy, read on 2026-08-14, it discloses 1 of the six uses we track: shares your data with partners.
Can I withdraw my consent from Equifax India?
Section 6(4) of India's Digital Personal Data Protection Act 2023 gives you the right to withdraw consent for processing you agreed to. The Act's substantive provisions commence in stages up to May 2027, so a request made now asks for voluntary compliance and puts the date on record. Processing a company carries out under a legal obligation — such as KYC records the RBI requires — cannot be withdrawn.
Every use above is one Equifax India declared in its own published privacy policy, which we
read on 2026-08-14. Quotes are verbatim; the summary beside each one is ours
and is labelled as ours. Nothing here is inferred.
Saaph.in is a DPDP consent and request management platform operated by Ronin Works
Private Limited. It is a communication facilitator, not your legal or authorised
representative. The DPDP Act 2023 commences in stages up to May 2027, so a request
made today asks for voluntary compliance and records the date you asked.
Our privacy policy