What they may do · DPDP §6(4)
What HDFC ERGO General Insurance does with your data
HDFC ERGO promises never to sell your data, but lets itself share it with agents, reinsurers, co-insurers, credit rating agencies and any other party with a 'legitimate business' purpose — and its policy states no retention period and offers correction, not deletion.
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Shares your data with partners
Passed to group companies, advertisers or analytics firms you never chose.
What this costs you. Your number and habits travel to companies you have never heard of and never agreed to. This is the step where the spam calls start.
Show me where they say that
HDFC ERGO General Insurance’s own policy says “HEGI may also provide access of the personal information to Company Employees, Licensed Agents, Legal Advisors, Consultants, Service Providers, Auditors, Reinsurers, Co-insurers, any other parties with legitimate business, legal, statutory or regulatory purpose.”
Our summary names employees, licensed agents, legal advisors, consultants, service providers, auditors, reinsurers and co-insurers, plus an open-ended 'any other parties with legitimate business' category; a separate sentence adds Government/Statutory Authorities, Financial Institutions and Credit Rating Agencies.
What the policy does not mention
These are uses HDFC ERGO General Insurance’s policy is silent on. Silence is not a promise — it means the document does not say, and we do not infer either way.
- Builds an advertising profile of you
- Follows you onto other websites and apps
- Keeps your records long-term
- Processes your face or other biometrics
- Trains AI models on your content
HDFC ERGO General Insurance is one app. How many are on your phone?
Most people carry twenty to forty. Add yours and see the total in one screen — how many share your data, profile you for ads, or follow you across the web. Then take it back from all of them at once.
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Questions
What does HDFC ERGO General Insurance do with my personal data?
According to HDFC ERGO General Insurance's own privacy policy, read on 2026-08-14, it discloses 1 of the six uses we track: shares your data with partners.
Can I withdraw my consent from HDFC ERGO General Insurance?
Section 6(4) of India's Digital Personal Data Protection Act 2023 gives you the right to withdraw consent for processing you agreed to. The Act's substantive provisions commence in stages up to May 2027, so a request made now asks for voluntary compliance and puts the date on record. Processing a company carries out under a legal obligation — such as KYC records the RBI requires — cannot be withdrawn.
Every use above is one HDFC ERGO General Insurance declared in its own published privacy policy, which we
read on 2026-08-14. Quotes are verbatim; the summary beside each one is ours
and is labelled as ours. Nothing here is inferred.
Saaph.in is a DPDP consent and request management platform operated by Ronin Works
Private Limited. It is a communication facilitator, not your legal or authorised
representative. The DPDP Act 2023 commences in stages up to May 2027, so a request
made today asks for voluntary compliance and records the date you asked.
Our privacy policy