What they may do · DPDP §6(4)
What ICICI Bank does with your data
ICICI Bank's India "Privacy Commitment" says it collects biometric data alongside your Aadhaar and PAN, plus your device, location and browsing behaviour, and that it can recognise you again on other websites that use its cookies.
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Shares your data with partners
Passed to group companies, advertisers or analytics firms you never chose.
What this costs you. Your number and habits travel to companies you have never heard of and never agreed to. This is the step where the spam calls start.
Show me where they say that
ICICI Bank’s own policy says “ICICI Bank may share or store with, and otherwise transfer Customer Information to third parties (including our affiliates, group companies, successors, service providers, vendors and partners), subject to suitable confidentiality obligations, and in accordance with contractual terms, applicable laws and our instructions, in order to render the Services to you and to enable us to provide you information about the Services.”
Our summary Privacy Commitment: shares and transfers customer information to affiliates, group companies, service providers, vendors and partners.
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Builds an advertising profile of you
They watch what you view, tap and buy, and use it to decide which ads you see.
What this costs you. Your attention gets priced. What you hesitate over becomes a bid — and a profile built to predict you is a profile built to persuade you.
Show me where they say that
ICICI Bank’s own policy says “To market and advertise the Services to you;”
Our summary Privacy Commitment: markets and advertises the Services to you.
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Follows you onto other websites and apps
Their tracking carries on after you leave, through pixels and SDKs embedded elsewhere.
What this costs you. You get recognised on sites that have nothing to do with them. Closing the app does not close the file.
Show me where they say that
ICICI Bank’s own policy says “We may also receive such data about you if you visit other websites that use our cookies;”
Our summary Privacy Commitment: may receive data about you when you visit other websites that use its cookies.
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Keeps your records long-term
Held on after you stop using the service.
What this costs you. Years after you delete the app, the record is still sitting there — and every year it sits there is another year it can leak.
Show me where they say that
ICICI Bank’s own policy says “ICICI Bank may also retain your Customer Information where we need to use it for our business and related purposes, including but not limited to, responding to queries or complaints, fighting fraud and financial crime or pursuant to contractual obligations.”
Our summary Privacy Commitment: retains customer information for its business and related purposes, with no end date stated.
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Processes your face or other biometrics
Face matching, liveness checks or similar.
What this costs you. You can change a leaked password in a minute. You cannot change your face. A biometric breach is permanent in a way nothing else is.
Show me where they say that
ICICI Bank’s own policy says “Data about you: This may include, without limitation, your name, user IDs, signature, email addresses, phone numbers, addresses, KYC or identity documents (for example: Aadhaar and PAN), biometric data, communications with us, device and location data, information about how you use our Services, etc;”
Our summary Privacy Commitment: biometric data is listed alongside Aadhaar and PAN in the data it holds about you.
What the policy does not mention
These are uses ICICI Bank’s policy is silent on. Silence is not a promise — it means the document does not say, and we do not infer either way.
- Trains AI models on your content
ICICI Bank is one app. How many are on your phone?
Most people carry twenty to forty. Add yours and see the total in one screen — how many share your data, profile you for ads, or follow you across the web. Then take it back from all of them at once.
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Questions
What does ICICI Bank do with my personal data?
According to ICICI Bank's own privacy policy, read on 2026-08-12, it discloses 5 of the six uses we track: shares your data with partners, builds an advertising profile of you, follows you onto other websites and apps, keeps your records long-term, processes your face or other biometrics.
Can I withdraw my consent from ICICI Bank?
Section 6(4) of India's Digital Personal Data Protection Act 2023 gives you the right to withdraw consent for processing you agreed to. The Act's substantive provisions commence in stages up to May 2027, so a request made now asks for voluntary compliance and puts the date on record. Processing a company carries out under a legal obligation — such as KYC records the RBI requires — cannot be withdrawn.
Does ICICI Bank track me for advertising?
Yes — ICICI Bank's published policy discloses this. The exact sentence it is based on is quoted on this page, with the date we read it and a link to the source.
Every use above is one ICICI Bank declared in its own published privacy policy, which we
read on 2026-08-12. Quotes are verbatim; the summary beside each one is ours
and is labelled as ours. Nothing here is inferred.
Saaph.in is a DPDP consent and request management platform operated by Ronin Works
Private Limited. It is a communication facilitator, not your legal or authorised
representative. The DPDP Act 2023 commences in stages up to May 2027, so a request
made today asks for voluntary compliance and records the date you asked.
Our privacy policy