What they may do · DPDP §6(4)
What YONO SBI:Banking and Lifestyle does with your data
SBI's statement says it uses no cookies and does not release customer information except as directed by law or by your mandate, but it does allow disclosure to non-affiliated third parties for marketing where you were told in advance and given a chance to decline.
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Shares your data with partners
Passed to group companies, advertisers or analytics firms you never chose.
What this costs you. Your number and habits travel to companies you have never heard of and never agreed to. This is the step where the spam calls start.
Show me where they say that
YONO SBI:Banking and Lifestyle’s own policy says “We do not share specific information about customer accounts or other personally identifiable data with nonaffiliated third parties for their independent use unless: The information is provided to help complete a transaction initiated by you; You request or authorize it; The disclosure is required by/or directed by law; or You have been informed about the possibility of such disclosure for marketing or similar purposes through a prior communication and have been given the opportunity to decline.”
Our summary permits disclosure of customer information to non-affiliated third parties where required by law, to complete a transaction the customer initiated, where the customer authorises it, or for marketing purposes after prior communication and an opportunity to decline.
What the policy does not mention
These are uses YONO SBI:Banking and Lifestyle’s policy is silent on. Silence is not a promise — it means the document does not say, and we do not infer either way.
- Builds an advertising profile of you
- Follows you onto other websites and apps
- Keeps your records long-term
- Processes your face or other biometrics
- Trains AI models on your content
YONO SBI:Banking and Lifestyle is one app. How many are on your phone?
Most people carry twenty to forty. Add yours and see the total in one screen — how many share your data, profile you for ads, or follow you across the web. Then take it back from all of them at once.
Manage my data with Saaph.in →Free to check · no account needed · built in India for the DPDP Act
Questions
What does YONO SBI:Banking and Lifestyle do with my personal data?
According to YONO SBI:Banking and Lifestyle's own privacy policy, read on 2026-08-14, it discloses 1 of the six uses we track: shares your data with partners.
Can I withdraw my consent from YONO SBI:Banking and Lifestyle?
Section 6(4) of India's Digital Personal Data Protection Act 2023 gives you the right to withdraw consent for processing you agreed to. The Act's substantive provisions commence in stages up to May 2027, so a request made now asks for voluntary compliance and puts the date on record. Processing a company carries out under a legal obligation — such as KYC records the RBI requires — cannot be withdrawn.
Every use above is one YONO SBI:Banking and Lifestyle declared in its own published privacy policy, which we
read on 2026-08-14. Quotes are verbatim; the summary beside each one is ours
and is labelled as ours. Nothing here is inferred.
Saaph.in is a DPDP consent and request management platform operated by Ronin Works
Private Limited. It is a communication facilitator, not your legal or authorised
representative. The DPDP Act 2023 commences in stages up to May 2027, so a request
made today asks for voluntary compliance and records the date you asked.
Our privacy policy