What they may do · DPDP §6(4)
What Kotak Mahindra Bank does with your data
Kotak's cookies show you ads based on your browsing pattern and let it pitch services by display advertising or tele calling against your CRN. It may disclose your information to associates and affiliates without any limitation. It says it does not track you on other sites.
-
Shares your data with partners
Passed to group companies, advertisers or analytics firms you never chose.
What this costs you. Your number and habits travel to companies you have never heard of and never agreed to. This is the step where the spam calls start.
Show me where they say that
Kotak Mahindra Bank’s own policy says “We may disclose Customer Information to any of our associates and affiliates, without any limitation and you hereby give your consent for the same.”
Our summary may disclose customer information to any associate or affiliate without any limitation.
-
Builds an advertising profile of you
They watch what you view, tap and buy, and use it to decide which ads you see.
What this costs you. Your attention gets priced. What you hesitate over becomes a bid — and a profile built to predict you is a profile built to persuade you.
Show me where they say that
Kotak Mahindra Bank’s own policy says “In addition to analyzing anonymous user behaviour on Kotak.com, aforementioned data also allows us to pre-empt requirements of prospects and existing account holders (by capturing their CRN number) & pitch relevant services through display advertising or tele calling.”
Our summary uses that data, keyed to your CRN, to pitch services through display advertising or tele calling.
What the policy does not mention
These are uses Kotak Mahindra Bank’s policy is silent on. Silence is not a promise — it means the document does not say, and we do not infer either way.
- Follows you onto other websites and apps
- Keeps your records long-term
- Processes your face or other biometrics
- Trains AI models on your content
Kotak Mahindra Bank is one app. How many are on your phone?
Most people carry twenty to forty. Add yours and see the total in one screen — how many share your data, profile you for ads, or follow you across the web. Then take it back from all of them at once.
Manage my data with Saaph.in →Free to check · no account needed · built in India for the DPDP Act
Questions
What does Kotak Mahindra Bank do with my personal data?
According to Kotak Mahindra Bank's own privacy policy, read on 2026-08-13, it discloses 2 of the six uses we track: shares your data with partners, builds an advertising profile of you.
Can I withdraw my consent from Kotak Mahindra Bank?
Section 6(4) of India's Digital Personal Data Protection Act 2023 gives you the right to withdraw consent for processing you agreed to. The Act's substantive provisions commence in stages up to May 2027, so a request made now asks for voluntary compliance and puts the date on record. Processing a company carries out under a legal obligation — such as KYC records the RBI requires — cannot be withdrawn.
Does Kotak Mahindra Bank track me for advertising?
Yes — Kotak Mahindra Bank's published policy discloses this. The exact sentence it is based on is quoted on this page, with the date we read it and a link to the source.
Every use above is one Kotak Mahindra Bank declared in its own published privacy policy, which we
read on 2026-08-13. Quotes are verbatim; the summary beside each one is ours
and is labelled as ours. Nothing here is inferred.
Saaph.in is a DPDP consent and request management platform operated by Ronin Works
Private Limited. It is a communication facilitator, not your legal or authorised
representative. The DPDP Act 2023 commences in stages up to May 2027, so a request
made today asks for voluntary compliance and records the date you asked.
Our privacy policy